Saturday
India Mutual Funds Model Portfolio – March 2010
There are no changes in the portfolio for this month. The markets moved up after the budget and the expected market correction did not come. However, the correction will come and equity exposure could be increased at that time. The next 3 months are tricky with an aggressive RBI worried about inflation and ready to act. With interest rates going up, short-term debt funds are attractive.
Here are 50 superstar mutual funds (and few ETFs) that you could use to create wealth. These are the best of the best in India. These have been hand-picked based on their ability to perform consistently over different periods of time. Depending on whether you are aggressive, moderate, or conservative investor, you could adjust these portfolios to suit your taste. The model portfolio has been mapped to spread the risk across asset classes. The investments have been spread out to no more than 10-12 funds to better manage the risk.
| Fund Name | Fund Type | Aggressive | Moderate | Conservative |
| EQUITY FUNDS | 70% | 50% | 30% | |
| Sundaram Select Midcap | Midcap | 10% | ||
| Reliance Growth Fund | Midcap | |||
| Birla Sunlife Midcap | Midcap | |||
| HDFC Top 200 Fund | Large Cap | 10% | 10% | 10% |
| DSP-BR Equity Fund | Large Cap | |||
| Birla SL Frontline Equity | Large Cap | 10% | 10% | |
| HDFC Equity | Large Cap | |||
| ICICI Pru Discovery Fund | Value | 10% | 10% | 5% |
| Templeton (I) Growth Fund | Value | |||
| Birla SL Dividend Yield | Value | 10% | ||
| Tata Equity P/E Fund | Value | |||
| ICICI Pru Dynamic Plan | Diversified | 10% | ||
| HDFC Core & Satellite Fund | Diversified | 10% | 5% | |
| Kotak Opportunities Fund | Diversified | |||
| Reliance Equity Opportunities | Diversified | |||
| HDFC Prudence Fund | Balanced | 10% | ||
| Tata Balanced Fund | Balanced | |||
| DSP-BR Balanced Fund | Balanced | |||
| Canara Robeco Balance | Balanced | |||
| FT (I) Dyn. PE Ratio FOF | Hybrid | |||
| Birla Sunlife MNC Fund | Hybrid | 5% | ||
| Birla Sunlife Buy India | Hybrid | |||
| Reliance Pharma Fund | Sector | |||
| DSP-BR Technology | Sector | |||
| Franklin FMCG Fund | Sector | |||
| Benchmark Bank BeES | Sector | |||
| UTI Transport & Logistics | Sector | |||
| Reliance Diversified Power | Sector | |||
| Gold BeES | Sector | 5% | 5% | 5% |
| Benchmark Nifty Junior BeES | Index | |||
| HDFC Index - Sensex Plus Plan | Index | |||
| DEBT FUNDS | 20% | 30% | 40% | |
| HDFC High Interest - STP | Short Term | 10% | 10% | |
| Can Robeco Income | Short Term | |||
| Fortis Flexi Debt Fund-RP | Short Term | 5% | ||
| HDFC Short Term Plan | Short Term | |||
| ICICI Pru Short Term Plan | Short Term | |||
| Templeton (I) ST Income | Medium Term | 10% | ||
| Birla SL Income Plus | Medium Term | |||
| Birla SL Dynamic Bond | Medium Term | 10% | 10% | |
| ICICI Pru Income | Medium Term | |||
| ICICI Pru Gilt Inv Plan | Gilt LT | |||
| SBI Magnum Gilt - STP | Gilt ST | |||
| Reliance MIP | Monthly Income | 10% | ||
| HDFC MIP LTP | Monthly Income | 5% | 10% | 10% |
| Birla SL MIP II-Savings 5 | Monthly Income | |||
| HSBC MIP - Savings Plan | Monthly Income | |||
| Birla Sunlife Floating Rate LT | Floating Rate | |||
| MONEY MARKET FUNDS | 10% | 20% | 30% | |
| HDFC Liquid Fund | Money Market | 10% | ||
| HDFC Cash Mgmt - SP | Money Market | 10% | 10% | 10% |
| Canara Robeco Liquid | Money Market | 10% | 10% |
Benchmarks: Over the last 1 month, SENSEX returned 7.4%. NIFTY returned 7.3%. Reliance Equity Opportunities returned 7.7% and Benchmark Niftybees returned 5.3% in the same period. Most of the good funds managed only 4-6% returns.
Happy Investing!
Labels: Balanced Fund, Debt, ELSS, Equity, Equity Diversified, FRPP, Fund Relative Strength, Index Funds, Liquid Funds, Long Term Debt, MIP, Model Portfolio, Money Market, Monthly Income Plans, Mutual Funds, Short Term Debt, Short-Term, tracking error
by Admin at 18:58 |
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